本研究探討高齡者在人工智慧（Artificial Intelligence, AI）快速滲透的時代所面臨的挑戰與因應策略。隨著臺灣邁入超高齡社會，高齡者的數位落差、操作焦慮與信任缺口日益明顯。研究指出，AI與傳統資訊工具的差異不僅在技術層面，更牽涉心理與倫理調適。為促進高齡者的數位融入與學習成效，應結合情境化任務、逐步化學習、透明化介面與心理支持。政策面需推動適老化設計、再培訓補助與隱私保障，以建立安全且具信任的學習環境。整體而言，教育、政策與社會支持三者整合，方能讓高齡者從被動使用者轉為主動共創者，實現「活躍老化、智慧共學」的願景。

This study examines the challenges and strategies faced by older adults in the era of Artificial Intelligence (AI). As Taiwan approaches a super-aged society, digital inequality, operational anxiety, and trust issues among seniors have become increasingly significant. The research highlights that AI differs from traditional information tools not only technically but also psychologically and ethically. To enhance AI adoption, educational programs should emphasize contextual learning, step-by-step guidance, transparent interfaces, and emotional support. Policy measures should promote age-friendly design, reskilling incentives, and data privacy protection to build a safe and trustworthy learning environment. Integrating education, policy, and social support can empower older adults to become active co-creators rather than passive users, fostering “active aging and intelligent co-learning.”