修習「習慣領域」最大價值與終極目標就是如何追求最高智慧，在習慣領域學說相關著述與理論中，對「智慧」的論述也相當豐富，特別是在其《智慧新境》中有一整篇是專論「深智慧原理」。事實上，習慣領域學說精髓的三大領域（實際、可達、潛在）之發展，其最高境界的「潛在領域」就是直通深智慧的捷徑，也是追求智慧的不二法門。
本文特就習慣領域的三大領域與「智慧、知識」互通關係做一解析與連結，讓讀者能清晰瞭解習慣領域與「智慧」兩者的層次對照關係，進而能直接且本能地活用於學習與生活上，應有助於習慣領域學說的學習興趣與推廣。
其中，「核心領域」一詞係個人對習慣領域體認所得並就教游伯龍教授認可後而附加，使成「潛在、可達、實際、核心」四領域構成「潛、隱、顯、深」四層次，以相應對照「智、知、識、慧」，以及「道、理、情、性」等不同等級，讓讀者更容易開門見山以直窺堂奧。

The greatest value and ultimate goal of learning and practicing habitual domains (HD) are to search for the highest level of life wisdom. There is abundance of treatments on wisdom in habitual domains literature. Specifically, there is one chapter in the book New States of Wisdom devoting to principles for deep wisdom. In fact, in the growth of the 3 domains (actual, reachable, and potential) of HD theory, the potential domains is the key, the only way, to the deep wisdom.
This article analyzes and integrate the relationship of HD’s 3 domains and "knowledge and wisdom" in such a way that the reader could clearly understand the relationship, level by level, between HD and wisdom as to be able to use it lively and effectively in daily life and learning. The results could be of great interest for studying and promoting HD theory.
"Core domains" is coined by me after consultation with Professor Yu. Therefore, "actual, reachable, potential, core" four domains are contrasting with "potential, hidden, explicit, deep" four levels; and "intelligence, knowing, cognition, wisdom" are contracting "Tao, principles, feelings, properties". These contrasts enable the reader to easily see the miracles of HD, wisdom and knowledge.